Redlining+and+Housing+Discrimination+Against+African+Americans

===Redlining===

Redlining refers to the discriminatory practice of withholding home loan or home insurance funds from buyers in certain areas of a city (outlined on maps in red).

Mortgage lenders redlined areas (predominantly low-income African American neighborhoods) where they did not want to make loans.

This practice served to prevent African Americans from home ownership.

Redlining as a formal practice began with the National Housing Act of 1934.
 * Link here for housing loan categories set by the Housing Act of 1934


 * [[image:timeline2_rus.svg.png link="@http://www.bostonfairhousing.org/timeline/index.html"]]Historic Shift from Explicit to Implicit Policies Affecting Housing Segregation in Eastern Massachusetts**

Mapping Inequality: Redlining in New Deal America

1934-1968 FHA Mortgage Insurance Requirements Utilize Redlining
 * [[image:http://blog.historian4hire.net/wp-content/uploads/2014/01/HOLC-Legend-300x193.jpg align="left"]] ||
 * Atlanta Redlining Map legend ||

Redlining in Syracuse New York in the 1930s

Chicago's Restrictive Covenants

**Current Laws and Policies**


It was made illegal by the Fair Housing Act, Title VIII of the Civil Rights Act of 1968

President Clinton's Memorandum on Fair Housing (January 17, 1994)

Redlining: Still a Thing, The Washington Post (May 28, 2015)

What is Fair Housing?

Lesson plan: [|The Growth of the Suburbs - and the Racial Wealth Gap]